Premium Rate ↔ Sum Insured

Model insurance basic rates (percentage/permille) and loadings to determine premiums, or inversely calculate maximum sum insured.

Basic Rate Settings
$250,000
$1,000$1,000,000$2,000,000
+15%
+10%
Custom Surcharges & Credits
Hazardous Occupation
+10%
Online Purchase Discount
-5%
TOTAL PREMIUM RATE FORECAST
$812.50
Base Premium$625.00
Loadings Weight130.0% of Base
Inverse Sum Insured Calculator
My Target Premium budget$800 / year
MAX AFFORDABLE COVERAGE (SUM INSURED)
$246,154

Based on current risk loading parameters of 30.0%

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